We spent a lot of phone time with two of our IRA accounts today getting them setup for distribution. It seems strange that the Fed Gov't requires you to begin spending the money when you reach 70 1/2, but that is what they do.
While we were working on the above and enjoying the nice weather out here, I looked outside and it seems the heavens were wondering why we were working on finances rather than being out and about. Look at the message they sent us.
Not to worry, there are many beautiful days out here in Tucson this time of the year.